[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.radian.cz\/pujcka-znamena-predevsim-zavazek\/#Article","mainEntityOfPage":"https:\/\/www.radian.cz\/pujcka-znamena-predevsim-zavazek\/","headline":"P\u016fj\u010dka znamen\u00e1 p\u0159edev\u0161\u00edm z\u00e1vazek","name":"P\u016fj\u010dka znamen\u00e1 p\u0159edev\u0161\u00edm z\u00e1vazek","description":"Na co bychom se m\u011bli zam\u011b\u0159it p\u0159i v\u00fdb\u011bru \u00fav\u011bru, abychom se nepropadli do dluhov\u00e9 pasti? Re\u00e1ln\u00e9 mo\u017enosti spl\u00e1cen\u00ed Ka\u017ed\u00e1 p\u016fj\u010dka p\u0159edstavuje z\u00e1vazek. Nen\u00ed to dar, ale zp\u016fsob v\u00fdd\u011blku ve form\u011b slu\u017eby, jde o pr\u00e1vn\u00ed vztah mezi v\u011b\u0159itelem a dlu\u017en\u00edkem. Zakopan\u00fd pes v\u011bz\u00ed v\u017edy na sam\u00e9m po\u010d\u00e1tku smluvn\u00edho vztahu, kdy dlu\u017en\u00edci jednaj\u00ed zbrkle a neuv\u00e1\u017een\u011b. Vyp\u016fj\u010dit […]","datePublished":"2018-05-28","dateModified":"2018-05-28","author":{"@type":"Person","@id":"https:\/\/www.radian.cz\/author\/#Person","name":"","url":"https:\/\/www.radian.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"radian.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.radian.cz\/wp-content\/uploads\/img_a321515_w2582_t1532764201.jpg","url":"https:\/\/www.radian.cz\/wp-content\/uploads\/img_a321515_w2582_t1532764201.jpg","height":0,"width":0},"url":"https:\/\/www.radian.cz\/pujcka-znamena-predevsim-zavazek\/","wordCount":488,"articleBody":"Na co bychom se m\u011bli zam\u011b\u0159it p\u0159i v\u00fdb\u011bru \u00fav\u011bru, abychom se nepropadli do dluhov\u00e9 pasti? Re\u00e1ln\u00e9 mo\u017enosti spl\u00e1cen\u00ed Ka\u017ed\u00e1 p\u016fj\u010dka p\u0159edstavuje z\u00e1vazek. Nen\u00ed to dar, ale zp\u016fsob v\u00fdd\u011blku ve form\u011b slu\u017eby, jde o pr\u00e1vn\u00ed vztah mezi v\u011b\u0159itelem a dlu\u017en\u00edkem. Zakopan\u00fd pes v\u011bz\u00ed v\u017edy na sam\u00e9m po\u010d\u00e1tku smluvn\u00edho vztahu, kdy dlu\u017en\u00edci jednaj\u00ed zbrkle a neuv\u00e1\u017een\u011b. Vyp\u016fj\u010dit si pen\u00edze by zkr\u00e1tka dok\u00e1zalo i mal\u00e9 d\u00edt\u011b. Odborn\u00edci ve finan\u010dn\u00ed oblasti d\u016frazn\u011b varuj\u00ed sv\u00e9 klienty p\u0159ed neuv\u00e1\u017een\u00fdmi kroky, p\u0159edev\u0161\u00edm je t\u0159eba pe\u010dliv\u011b zv\u00e1\u017eit sv\u00e9 mo\u017enosti, zda m\u00e1m dostate\u010dn\u011b siln\u00fd zdroj p\u0159\u00edjmu, kter\u00fd spl\u00e1tky dok\u00e1\u017ee pokr\u00fdt, a to v\u010detn\u011b \u00farok\u016f a dal\u0161\u00edch smluvn\u00edch poplatk\u016f. D\u00e1le je t\u0159eba promyslet potenci\u00e1ln\u00ed hrozby, je\u017e se t\u00fdkaj\u00ed zhor\u0161en\u00ed situace ve form\u011b zv\u00fd\u0161en\u00ed n\u00e1jemn\u00e9ho, da\u0148ov\u00e9 odvody, leasingov\u00e9 spl\u00e1tky, \u00fa\u0159edn\u00ed poplatky, v\u00fddaje na zdravotn\u00ed p\u00e9\u010di, p\u0159\u00edpadn\u011b riziko ztr\u00e1ty zam\u011bstn\u00e1n\u00ed \u010di ohro\u017een\u00ed podnikatelsk\u00e9 \u010dinnosti. Reklama a marketingov\u00e9 tahy Reklama existuje dvoj\u00edho druhu. Jedna se sna\u017e\u00ed prezentovat slu\u017eby a v\u00fdrobky na \u00farovni, seri\u00f3zn\u00edm zp\u016fsobem, nen\u00ed klamav\u00e1 a nem\u00e1me z n\u00ed \u0161patn\u00fd pocit. P\u0159in\u00e1\u0161\u00ed n\u00e1m informace o novink\u00e1ch, s nimi\u017e se setk\u00e1v\u00e1me poprv\u00e9, a sv\u016fj \u00fa\u010del pln\u00ed tak, \u017ee uspokoj\u00ed nab\u00edzej\u00edc\u00ed i popt\u00e1vaj\u00edc\u00ed subjekt. Pak ale existuje i reklama c\u00edlen\u00e1 pro zisk. Jde o ur\u010dit\u00fd projev sobectv\u00ed na jedn\u00e9 stran\u011b, s c\u00edlem vyu\u017e\u00edt n\u011bkter\u00e9 psychologick\u00e9 triky, co p\u016fsob\u00ed p\u0159edev\u0161\u00edm na m\u00e9n\u011b sebev\u011bdom\u00e9 jedince. N\u011bkter\u00e9 reklamy, a t\u00fdk\u00e1 se to pochopiteln\u011b i p\u016fj\u010dek a \u00fav\u011br\u016f, se tv\u00e1\u0159\u00ed velice l\u00e1kav\u011b a vzhledem k tomu, \u017ee ka\u017ed\u00e1 z nich nen\u00ed seri\u00f3zn\u00ed, je nanejv\u00fd\u0161 nutn\u00e9 zkoumat jej\u00ed pozad\u00ed \u2013 skute\u010dn\u00e9 obchodn\u00ed a smluvn\u00ed podm\u00ednky, nez\u00e1visl\u00e9 klientsk\u00e9 recenze, diskusn\u00ed f\u00f3ra. D\u00e1le ov\u011b\u0159en\u00ed \u00farokov\u00fdch sazeb (rozd\u00edly mezi per month a per annum), limitovanou nab\u00eddku, term\u00edny spl\u00e1tek, v\u011bkov\u00e9 omezen\u00ed atd. Bezplatn\u00e9 online poradny V bezplatn\u00e9 poradn\u011b v\u00e1m p\u0159ekvapiv\u011b sd\u011bl\u00ed informace, o kter\u00fdch nem\u00e1te ani tu\u0161en\u00ed. Rozhodn\u011b nen\u00ed d\u016fvod ost\u00fdchat se zeptat touto cestou (t\u0159eba i anonymn\u011b) na \u201ehloup\u00e9\u201c ot\u00e1zky ohledn\u011b p\u016fj\u010dek a \u00fav\u011br\u016f. Nikdo z n\u00e1s nen\u00ed v\u0161ev\u011bdouc\u00ed a styd\u011bt se za svou neznalost je nesmysl. Rad\u011bji se desetkr\u00e1t informovat a b\u00fdt \u201ev\u011bdom\u00fd\u201c, ne\u017e spadnout do dluhov\u00e9 spir\u00e1ly, v n\u00ed\u017e se v sou\u010dasn\u00e9 dob\u011b v \u010cesku ocitlo ji\u017e v\u00edce ne\u017e osm set tis\u00edc lid\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                 "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka znamen\u00e1 p\u0159edev\u0161\u00edm z\u00e1vazek","item":"https:\/\/www.radian.cz\/pujcka-znamena-predevsim-zavazek\/#breadcrumbitem"}]}]