[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.radian.cz\/podnikani-znamena-i-problemy\/#Article","mainEntityOfPage":"https:\/\/www.radian.cz\/podnikani-znamena-i-problemy\/","headline":"Podnik\u00e1n\u00ed znamen\u00e1 i probl\u00e9my","name":"Podnik\u00e1n\u00ed znamen\u00e1 i probl\u00e9my","description":"N\u011bkdy se v soukrom\u00e9m podnik\u00e1n\u00ed docela da\u0159\u00ed. A to je samoz\u0159ejm\u011b d\u016fvod k radosti. Jen\u017ee zat\u00edmco tomu tak n\u011bkdy je, jindy je situace odli\u0161n\u00e1. N\u011bkdy se podnikatel\u00e9 sice tak\u00e9 sna\u017e\u00ed, ale nevede to nejen k bohatstv\u00ed, ale ani k tomu, aby se aspo\u0148 neprod\u011bl\u00e1valo. A n\u011bkdy mohou d\u011blat podnikatel\u00e9 cokoliv, a ne a ne se […]","datePublished":"2026-02-13","dateModified":"2026-02-13","author":{"@type":"Person","@id":"https:\/\/www.radian.cz\/author\/#Person","name":"","url":"https:\/\/www.radian.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"radian.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.radian.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppp_10_10_10_4.jpg","url":"https:\/\/www.radian.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppp_10_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.radian.cz\/podnikani-znamena-i-problemy\/","about":["Pen\u00edze"],"wordCount":420,"articleBody":"           N\u011bkdy se v soukrom\u00e9m podnik\u00e1n\u00ed docela da\u0159\u00ed. A to je samoz\u0159ejm\u011b d\u016fvod k radosti. Jen\u017ee zat\u00edmco tomu tak n\u011bkdy je, jindy je situace odli\u0161n\u00e1. N\u011bkdy se podnikatel\u00e9 sice tak\u00e9 sna\u017e\u00ed, ale nevede to nejen k bohatstv\u00ed, ale ani k tomu, aby se aspo\u0148 neprod\u011bl\u00e1valo. A n\u011bkdy mohou d\u011blat podnikatel\u00e9 cokoliv, a ne a ne se to zlep\u0161it. A je jasn\u00e9, \u017ee ve chv\u00edl\u00edch, kdy se neda\u0159\u00ed tak, jak by se da\u0159it m\u011blo, mus\u00ed takov\u00ed podnikatel\u00e9 n\u011bco ud\u011blat. Mus\u00ed zjednat n\u00e1pravu, dokud to je\u0161t\u011b jde. Pokud to je\u0161t\u011b jde. Mus\u00ed se postarat o vy\u0161\u0161\u00ed p\u0159\u00edjmy, takov\u00e9, je\u017e by sta\u010dily na pokryt\u00ed v\u0161ech v\u00fddaj\u016f, je\u017e s podnik\u00e1n\u00edm souvisej\u00ed.Ale je tu probl\u00e9m. Ono se to sice snadno \u0159ekne, ale zkuste si zm\u011bnit ne\u00fasp\u011b\u0161n\u00e9 podnik\u00e1n\u00ed v podnik\u00e1n\u00ed \u00fasp\u011b\u0161n\u00e9! To nen\u00ed v\u016fbec snadn\u00e9. A to t\u0159eba i proto, \u017ee k n\u00e1prav\u011b ekonomick\u00fdch probl\u00e9m\u016f obvykle pot\u0159ebujeme pen\u00edze. A ty podnikatel\u00e9, kte\u0159\u00ed maj\u00ed pot\u00ed\u017ee, samoz\u0159ejm\u011b nemaj\u00ed. Nebo jich nemaj\u00ed dost.Tak\u017ee n\u011bkdo z podnikatel\u016f v\u00ed, jak svou firmu zachr\u00e1nit a zase norm\u00e1ln\u011b podnikat a \u017e\u00edt. Ale pot\u0159eboval by k tomu pen\u00edze, kter\u00e9 nem\u00e1. A kdy\u017e je nem\u00e1, kde je m\u00e1 vz\u00edt? Pochopiteln\u011b si je m\u016f\u017ee jedin\u011b p\u016fj\u010dit. A to jedin\u011b tehdy, kdy\u017e v\u00ed, od koho. Pokud podnikatel nev\u00ed, na koho se kv\u016fli p\u016fj\u010dce obr\u00e1tit, zkou\u0161\u00ed to t\u0159eba v bance. A pak v dal\u0161\u00ed a dal\u0161\u00ed bance. Ale t\u0159eba i opakovan\u011b ne\u00fasp\u011b\u0161n\u011b. Proto\u017ee se banky \u0159\u00edd\u00ed p\u0159i poskytov\u00e1n\u00ed p\u016fj\u010dek p\u0159\u00edsn\u00fdmi pravidly, jim\u017e jen tak n\u011bkdo nevyhov\u00ed. A pokud podnikatel v\u00ed sv\u00e9, rad\u011bji se bank\u00e1m vyhne a oslov\u00ed nebankovn\u00ed spole\u010dnost, kde po\u017e\u00e1d\u00e1 o nebankovn\u00ed hypot\u00e9ku. Proto\u017ee m\u016f\u017ee-li za ni ru\u010dit z\u00e1stavou nemovitosti, jist\u011b ji dostane. A kdy\u017e ji dostane, m\u016f\u017ee t\u00edm sv\u00e9mu podnik\u00e1n\u00ed prosp\u011bt. Rozhodn\u011b v\u00edce ne\u017e neust\u00e1l\u00fdm marn\u00fdm ob\u00edh\u00e1n\u00edm bank, kde by byl v\u0161ude odm\u00edt\u00e1n. A tak je takov\u00e1 nebankovn\u00ed hypot\u00e9ka https:\/\/www.fahd.cz\/nebankovni-hypoteka\/ n\u011b\u010d\u00edm, co by m\u011bli podnikatel\u00e9 zn\u00e1t. Nikdo toti\u017e nev\u00ed, kdy se mu m\u016f\u017ee pr\u00e1v\u011b takov\u00e1 p\u016fj\u010dka hodit.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnik\u00e1n\u00ed znamen\u00e1 i probl\u00e9my","item":"https:\/\/www.radian.cz\/podnikani-znamena-i-problemy\/#breadcrumbitem"}]}]