[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.radian.cz\/penez-je-nekdy-prilis-malo\/#Article","mainEntityOfPage":"https:\/\/www.radian.cz\/penez-je-nekdy-prilis-malo\/","headline":"Pen\u011bz je n\u011bkdy p\u0159\u00edli\u0161 m\u00e1lo","name":"Pen\u011bz je n\u011bkdy p\u0159\u00edli\u0161 m\u00e1lo","description":"Podnikatel\u00e9, kte\u0159\u00ed nemaj\u00ed dost velk\u00e9 zisky, nejsou \u00fasp\u011b\u0161n\u00ed. Ti, jim\u017e podnik\u00e1n\u00ed nevyn\u00e1\u0161\u00ed tolik, kolik by m\u011blo, to maj\u00ed obvykle hodn\u011b slo\u017eit\u00e9. A d\u011blaj\u00ed v\u0161e, co je jenom v jejich sil\u00e1ch, aby byly v\u00fdsledky jejich podnikatelsk\u00fdch aktivit lep\u0161\u00ed a aby si zase vyd\u011bl\u00e1vali tolik, kolik je pot\u0159eba. Proto\u017ee co znamen\u00e1 nedostatek pen\u011bz v p\u0159\u00edpad\u011b takov\u00fdch soukromn\u00edk\u016f? […]","datePublished":"2026-03-02","dateModified":"2026-03-02","author":{"@type":"Person","@id":"https:\/\/www.radian.cz\/author\/#Person","name":"","url":"https:\/\/www.radian.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"radian.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.radian.cz\/wp-content\/uploads\/ppppppppppppppppppppppp_10_10_10_10_6.jpg","url":"https:\/\/www.radian.cz\/wp-content\/uploads\/ppppppppppppppppppppppp_10_10_10_10_6.jpg","height":0,"width":0},"url":"https:\/\/www.radian.cz\/penez-je-nekdy-prilis-malo\/","wordCount":419,"articleBody":"      Podnikatel\u00e9, kte\u0159\u00ed nemaj\u00ed dost velk\u00e9 zisky, nejsou \u00fasp\u011b\u0161n\u00ed. Ti, jim\u017e podnik\u00e1n\u00ed nevyn\u00e1\u0161\u00ed tolik, kolik by m\u011blo, to maj\u00ed obvykle hodn\u011b slo\u017eit\u00e9. A d\u011blaj\u00ed v\u0161e, co je jenom v jejich sil\u00e1ch, aby byly v\u00fdsledky jejich podnikatelsk\u00fdch aktivit lep\u0161\u00ed a aby si zase vyd\u011bl\u00e1vali tolik, kolik je pot\u0159eba. Proto\u017ee co znamen\u00e1 nedostatek pen\u011bz v p\u0159\u00edpad\u011b takov\u00fdch soukromn\u00edk\u016f? V prvn\u00ed \u0159ad\u011b, co\u017e napadne ka\u017ed\u00e9ho z n\u00e1s, nemaj\u00ed z \u010deho \u017e\u00edt. Ale nejen to. Nav\u00edc nejsou v mnoha p\u0159\u00edpadech schopni ani platit v\u00fddaje, kter\u00e9 souvisej\u00ed s jejich podnik\u00e1n\u00edm, a t\u00edm se komplikuje a nakonec t\u0159eba i zastav\u00ed jejich pr\u00e1ce. A to by byl konec. Ale co maj\u00ed d\u011blat ti, kdo cht\u011bj\u00ed podnikat, ale nedostatek pen\u011bz jim v tom br\u00e1n\u00ed? Pen\u00edze sotva n\u011bkde najdou, ur\u010dit\u011b si je nemohou ani natisknout. A jak k nim tedy p\u0159ij\u00edt? Nab\u00edz\u00ed se \u0159e\u0161en\u00ed, j\u00edm\u017e je podnikatelsk\u00e1 p\u016fj\u010dka. A to by mohlo vyj\u00edt. Mohli by si za\u017e\u00e1dat v n\u011bjak\u00e9m finan\u010dn\u00edm \u00fastavu a tam takovou do\u010dasnou pomoc z\u00edskat. A t\u00edm by t\u0159eba sv\u00e9 podnik\u00e1n\u00ed zachr\u00e1nili. Jen\u017ee v bance je \u010dasto odm\u00edtnou. \u0158eknou, \u017ee n\u011bkomu s takto n\u00edzk\u00fdmi p\u0159\u00edjmy anebo z\u00e1znamy v registrech dlu\u017en\u00edk\u016f pomoci nemohou. A tak\u00e9 necht\u011bj\u00ed. A nad\u011bje na p\u016fj\u010dku tak miz\u00ed v nen\u00e1vratnu.A kam se obr\u00e1tit se \u017e\u00e1dost\u00ed o pomoc potom? P\u016fj\u010dku nen\u00ed je\u0161t\u011b t\u0159eba zavrhovat, jenom je t\u0159eba naj\u00edt n\u011bkoho, komu zm\u00edn\u011bn\u00e9 podnikatelovy probl\u00e9my nevad\u00ed. N\u011bkoho, kdo akceptuje i ni\u017e\u0161\u00ed p\u0159\u00edjmy a komu nevad\u00ed ani ur\u010dit\u00e1 nedokonalost registr\u016f dlu\u017en\u00edk\u016f. A t\u00edm n\u011bk\u00fdm je samoz\u0159ejm\u011b nebankovn\u00ed spole\u010dnost. U nebankovn\u00ed hypot\u00e9ky nevad\u00ed nejeden \u017eadatel\u016fv probl\u00e9m. Nad lec\u010d\u00edm se d\u00e1 p\u0159imhou\u0159it oko. A to d\u00edky tomu, \u017ee se zde podnikatel zaru\u010d\u00ed n\u011bjakou svoj\u00ed nemovitost\u00ed. A t\u00edm p\u00e1dem je pozd\u011bj\u0161\u00ed splacen\u00ed takov\u00e9 p\u016fj\u010dky natolik jist\u00e9, \u017ee si zkr\u00e1tka p\u0159ijde \u017eadatel o p\u016fj\u010dku na sv\u00e9. A je tedy vhodn\u00e1 takov\u00e1 hypot\u00e9ka pro dlu\u017en\u00edky a jin\u00e9 problematick\u00e9 \u017eadatele? Jednozna\u010dn\u011b ano. A dost mo\u017en\u00e1 jako ten posledn\u00ed pomysln\u00fd z\u00e1chrann\u00fd kruh.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u011bz je n\u011bkdy p\u0159\u00edli\u0161 m\u00e1lo","item":"https:\/\/www.radian.cz\/penez-je-nekdy-prilis-malo\/#breadcrumbitem"}]}]